🚗 What is Car Insurance? Car insurance is a contract between you and an insurance company that provides financial protection in case of: Accidents Theft Fire Natural disasters Damage to third-party property or injury to others 🔑 Types of Car Insurance in India Third-Party Insurance (Mandatory by law): Covers damage to another person’s vehicle, property, or injury/death. Doesn’t cover your own car’s damage. Comprehensive Insurance: Covers third-party damage and damage to your own car (due to accident, theft, fire, etc.). Can include personal accident cover. Standalone Own-Damage Insurance: Covers only your car (accident, fire, theft, etc.). Must be paired with a third-party policy. 📋 Key Add-Ons You Can Choose Zero Depreciation Cover: Full claim without depreciation deductions. Roadside Assistance: Help in case your car breaks down. Engine Protection: Covers engine damage (especially